Cash App, formerly known as Square Cash, is a mobile payment service that is highly popular in Western and European regions. According to the company, it crossed 70 million annual transacting users in September 2021.
While it certainly is a great app to use, given there is as low as a 1.5% fee for immediate transfer, it isn’t without flaws, just like any other app.
If you’ve seen the error “Payment Pending” on the Cash App, there are several reasons, including transfer limit, unstable internet, and some unresolved issues, such as a flagged account with your bank.
So, here are a few ways to fix the issue and use the app efficiently without interrupting your further transactions.
Cash App: Why Do We Get Payment Pending Error?
While the reasons may be quite explicable in case you’re having it multiple times, here are the most frequent causes that lead to Payment Pending Error.
- Network Issue: This is one of the major issues that trigger the Payment Pending issue on Cash App, so having a stable internet before you attempt any large transactions is recommended.
- Exceeding Your Transfer Limit: As is with every transaction app, there is a limit to how much money you can transfer. Especially if you’re an unverified user, Cash App only allows you to transfer about $1000 per month.
- Issues with the App: Sometimes transaction apps encounter internal issues, due to which they halt all the ongoing transactions and make sure no money has been debited from your bank account. In that case, your money will be safe and refunded to your account if debited.
- Flagged Accounts: Cash App often flags certain user accounts if they indulge in fraud or unusual transactions. You may not have done anything of that sort, but maybe the person you’re sending your money to could have been involved in such transactions, although it is quite unlikely.
How to Fix Payment Pending Issue on Cash App?
Since there are multiple possible causes for the issue, let’s go over each problem and how you can fix the Payment Pending issue on Cash App.
#1 Unstable Internet Solution
Given the most common issue, many people have is unstable internet, the first thing you need to try is reconnecting your mobile to stable internet and see if it runs smoothly from other apps.
Once you’ve done this, it is easy for payments to continue as usual without problems unless the issue is caused by another reason.
#2 Account Not Verified
As discussed, you can’t send or receive more than $ 1,000 per month if your account is not verified. So, in order to verify it, hover over your in-app profile and choose the “Verify Account” option. You will be obliged to provide legal information, and you’re good to go.
#3 Flagged Accounts
There is no particular solution if your account has already been flagged, but you can always choose prevention. To prevent your account from getting flagged, make sure you transact with people you can trust and use the bank accounts under your name.
#4 Other Issues
While most of the reasons are internal, there are some unavoidable situations, no matter how careful you are. In such cases, the only option is to contact the app’s support team.
You can contact them through the profile icon on your app and chat with them regarding your issue. If this doesn’t work, you can also find their helpline number from Google and try it.
So, have you tried these solutions to fix your Payment Pending issue? Did it work, or does the issue still persist? Let us know your thoughts in the comment section below.
